Link to the press release: https://curia.europa.eu/jcms/upload/docs/application/pdf/2020-03/cp200036en.pdf

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Court of Justice of the European Union

PRESS RELEASE 36/20

Luxembourg, 26 March 2020
Judgment in Case C-66/19

JC v Kreissparkasse Saarlouis
 
Consumer credit agreements must specify clearly and concisely how the withdrawal period is to be calculated
It is not sufficient for an agreement to refer, with respect to mandatory information the communication of which to the consumer determines when the withdrawal period starts to run, to a provision of national law that itself refers to other provisions of national law

In 2012 a consumer concluded with a credit institution, the Kreissparkasse Saarlouis, a credit agreement secured by mortgages for a sum of €100 000, at an annual borrowing rate of 3.61% fixed until 30 November 2021.