While such terms may, in principle, be considered to be included within the main subject-matter of a loan contract denominated in foreign currency, it is nevertheless for the national court to determine whether the consumers were in a position to understand that they would be subject to additional expense by reason of the difference between the two rates of exchange

A delegation from the Supreme Court of the United States, composed of Chief Justice John G. Roberts Jr., Associate Justices Ruth Bader Ginsburg, Stephen G. Breyer and Samuel Anthony Alito Jr., retired Justice Sandra Day O’Connor, and Mr Jeffrey P. Minear, Counselor to the Chief Justice, visited the Court of Justice of the European Union on 10 and 11 February 2014.

El Defensor del Pueblo Andaluz apoya la vuelta del servicio de gestión de penas a Cádiz

In addition to performing his statutory duties, the Commissioner for Fundamental Rights attaches great importance to the multi‑faceted presentation of the public defender work of the ombudsman and his role in human rights sensitization, raising awareness of, drawing attention to and shaping attitudes towards human rights. As a new initiative to this end, a lecture series entitled “Evenings at the Ombudsman’s” has been launched.

It is not usual for the Ombudsman to make public statements other than in relation to his Annual Report.

The Office of the Ombudsman is an independent entity financed by the People of Gibraltar and as such we owe a duty of care to all those who come to seek our assistance irrespective of colour, creed or political persuasion.